:root{
    --ink:#101c30;
    --navy:#14306a;
    --teal:#2e5fa8;
    --mist:#5b6f8c;
    --line:#e2e9f2;
    --ground:#fbfcfd;
    --soft:#f0f4fa;
    --gold:#4a86c5;
    --gold-deep:#2e5fa8;
    --shadow:0 1px 2px rgba(20,48,106,.05),0 12px 32px -12px rgba(20,48,106,.14);
    --shadow-lift:0 2px 4px rgba(20,48,106,.06),0 24px 48px -16px rgba(20,48,106,.22);
    --r:18px;
  }
  html{scroll-behavior:smooth;}
  *{box-sizing:border-box;}
  body{
    margin:0;background:var(--ground);color:var(--ink);
    font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
    font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;
  }
  .wrap{max-width:1120px;margin:0 auto;padding:0 28px;}
  nav{
    position:sticky;top:0;z-index:30;
    background:rgba(251,252,253,.82);
    backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
    border-bottom:1px solid var(--line);
  }
  .nav-inner{
    display:flex;align-items:center;justify-content:space-between;
    padding:14px 28px;max-width:1120px;margin:0 auto;
  }
  .wordmark{
    text-decoration:none;color:var(--ink);
    display:flex;align-items:center;gap:11px;font-weight:700;font-size:1.02rem;
    letter-spacing:-.01em;
  }
  .mark-img{width:40px;height:40px;object-fit:contain;flex-shrink:0;}
  .foot-logo{width:190px;height:auto;display:block;}
  .avatar-photo{object-fit:cover;border:2px solid var(--line);}
  .nav-links{display:flex;gap:28px;align-items:center;}
  .nav-links a{color:#41586a;text-decoration:none;font-size:.9rem;font-weight:500;}
  .nav-links a:hover,.nav-links a:focus{color:var(--ink);}
  .nav-links a:not(.pill){position:relative;padding-bottom:3px;}
  .nav-links a:not(.pill)::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--gold);border-radius:2px;transform:scaleX(0);transform-origin:left;transition:transform .25s ease;}
  .nav-links a:not(.pill):hover::after{transform:scaleX(1);}
  @media (prefers-reduced-motion:no-preference){
    .reveal{opacity:0;transform:translateY(20px);transition:opacity .65s cubic-bezier(.2,.7,.3,1),transform .65s cubic-bezier(.2,.7,.3,1);}
    .reveal.in{opacity:1;transform:none;}
  }
  .pill{
    display:inline-block;text-decoration:none;border-radius:999px;
    padding:11px 24px;font-weight:600;font-size:.92rem;
    transition:transform .18s ease,box-shadow .18s ease,background .18s ease;
  }
  .pill-dark{background:var(--navy);color:#fff !important;box-shadow:var(--shadow);}
  .pill-dark:hover{transform:translateY(-1px);box-shadow:var(--shadow-lift);}
  .pill-gold{background:var(--gold);color:#fff;box-shadow:var(--shadow);}
  .pill-gold:hover{transform:translateY(-1px);box-shadow:var(--shadow-lift);background:#5f9ad4;}
  .pill-ghost{color:var(--ink);border:1.5px solid #cdd9e1;background:#fff;}
  .pill-ghost:hover{border-color:var(--navy);}
  .nav-links .pill{padding:9px 20px;}
  @media(max-width:820px){.nav-links a:not(.pill){display:none;}}

  /* home hero — video background */
  .hero{position:relative;overflow:hidden;padding:104px 0 92px;background:var(--navy);color:#fff;}
  .hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;pointer-events:none;}
  .hero-overlay{position:absolute;inset:0;pointer-events:none;background:linear-gradient(180deg,rgba(20,48,106,.52) 0%,rgba(20,48,106,.26) 55%,rgba(20,48,106,.62) 100%);}
  .hero .lede{color:#c9d6e0;}
  .hero .pill-ghost{color:#fff;border-color:rgba(255,255,255,.45);background:rgba(20,48,106,.25);}
  .hero .pill-ghost:hover{border-color:#fff;}
  
  .glow{
    position:absolute;inset:0;pointer-events:none;
    background:
      radial-gradient(ellipse 640px 420px at 12% -8%, rgba(46,95,168,.10), transparent 65%),
      radial-gradient(ellipse 760px 460px at 88% 4%, rgba(96,150,214,.13), transparent 60%);
  }
  .hero-inner{position:relative;max-width:1120px;margin:0 auto;padding:0 28px;text-align:center;}
  .chip{
    display:inline-flex;align-items:center;gap:8px;
    background:#fff;border:1px solid var(--line);border-radius:999px;
    padding:7px 16px;font-size:.8rem;font-weight:600;color:var(--teal);
    box-shadow:var(--shadow);margin-bottom:26px;
  }
  .chip .dot{width:7px;height:7px;border-radius:50%;background:var(--teal);}
  .hero h1{
    font-size:clamp(2.4rem,5.6vw,4rem);
    line-height:1.06;letter-spacing:-.03em;font-weight:800;
    margin:0 auto 22px;max-width:19ch;text-wrap:balance;
  }
  .grad{
    background:linear-gradient(100deg,var(--gold-deep),var(--gold) 55%,#8ab6e8);
    -webkit-background-clip:text;background-clip:text;color:transparent;
  }
  .hero .lede{max-width:56ch;margin:0 auto 38px;color:var(--mist);font-size:1.13rem;}
  .hero-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-bottom:64px;}
  .hero-actions .pill{padding:14px 30px;font-size:.98rem;}
  .stats{color:var(--ink);}
  .stats{
    max-width:840px;margin:0 auto;background:#fff;border:1px solid var(--line);
    border-radius:var(--r);box-shadow:var(--shadow);
    display:grid;grid-template-columns:repeat(3,1fr);
  }
  @media(max-width:640px){.stats{grid-template-columns:1fr;}}
  .stat{padding:26px 20px;}
  .stat + .stat{border-left:1px solid var(--line);}
  @media(max-width:640px){.stat + .stat{border-left:none;border-top:1px solid var(--line);}}
  .stat b{display:block;color:var(--ink);color:var(--ink);font-size:1.5rem;letter-spacing:-.02em;font-weight:800;}
  .stat span{font-size:.85rem;color:var(--mist);}

  section{padding:88px 0;}
  .eyebrow{
    display:inline-block;font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;
    color:var(--teal);font-weight:700;margin:0 0 12px;
  }
  h2{
    font-size:clamp(1.7rem,3.2vw,2.35rem);line-height:1.12;letter-spacing:-.025em;
    font-weight:800;margin:0 0 14px;text-wrap:balance;
  }
  .section-lede{color:var(--mist);max-width:62ch;margin:0 0 48px;font-size:1.03rem;}
  .center{text-align:center;}
  .center .section-lede{margin-left:auto;margin-right:auto;}

  .svc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;}
  @media(max-width:720px){.svc-grid{grid-template-columns:1fr;}}
  .svc{
    background:#fff;border:1px solid var(--line);border-radius:var(--r);
    padding:32px;display:flex;flex-direction:column;gap:11px;
    box-shadow:var(--shadow);
    transition:transform .2s ease,box-shadow .2s ease;
  }
  .svc:hover{transform:translateY(-3px);box-shadow:var(--shadow-lift);}
  .icon{
    width:46px;height:46px;border-radius:13px;margin-bottom:8px;
    display:flex;align-items:center;justify-content:center;
  }
  .icon svg{width:23px;height:23px;stroke:#fff;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;}
  .i1{background:linear-gradient(135deg,#27509e,var(--navy));}
  .i2{background:linear-gradient(135deg,var(--teal),#1c4585);}
  .i3{background:linear-gradient(135deg,var(--gold),var(--gold-deep));}
  .i4{background:linear-gradient(135deg,#4a6fa8,#22375e);}
  .svc h3{margin:0;font-size:1.16rem;font-weight:700;letter-spacing:-.01em;}
  .svc p{margin:0;color:var(--mist);font-size:.95rem;}
  .svc a{margin-top:6px;color:var(--teal);text-decoration:none;font-size:.9rem;font-weight:650;}
  .svc a:hover{text-decoration:underline;}

  .quotes-outer{padding:0 28px;}
  .quotes{background:var(--navy);color:#fff;border-radius:28px;max-width:1120px;margin:0 auto;padding:80px 0;}
  .quotes .eyebrow{color:var(--gold);}
  .quotes h2{color:#fff;}
  .quotes .section-lede{color:#9fb4c4;}
  .quotes .head{padding:0 48px;}
  @media(max-width:880px){.quotes .head{padding:0 32px;}}
  .q-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding:0 48px;}
  @media(max-width:880px){.q-grid{grid-template-columns:1fr;padding:0 32px;}}
  .quote{
    background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);
    border-radius:var(--r);padding:28px;display:flex;flex-direction:column;gap:18px;
  }
  .quote .stars{color:var(--gold);letter-spacing:3px;font-size:.85rem;}
  .quote p{margin:0;font-size:.94rem;color:#d4dfe8;}
  .quote footer{display:flex;align-items:center;gap:12px;}
  .q-av{
    width:40px;height:40px;border-radius:50%;flex-shrink:0;
    background:linear-gradient(135deg,var(--gold),var(--gold-deep));
    color:#fff;font-weight:800;font-size:.8rem;
    display:flex;align-items:center;justify-content:center;
  }
  .quote footer b{display:block;font-size:.88rem;}
  .quote footer span{font-size:.8rem;color:#8ea3b3;}

  .team-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;}
  @media(max-width:760px){.team-grid{grid-template-columns:1fr;}}
  .person{
    background:#fff;border:1px solid var(--line);border-radius:var(--r);
    padding:32px;box-shadow:var(--shadow);text-align:left;
  }
  .person-head{display:flex;gap:16px;align-items:center;margin-bottom:14px;}
  .avatar{
    width:58px;height:58px;border-radius:50%;flex-shrink:0;
    background:linear-gradient(135deg,#27509e,var(--navy));
    color:var(--gold);display:flex;align-items:center;justify-content:center;
    font-size:1.05rem;font-weight:700;
  }
  .person h3{margin:0 0 2px;font-size:1.1rem;letter-spacing:-.01em;}
  .person .role{margin:0;color:var(--gold-deep);font-size:.82rem;font-weight:650;text-transform:uppercase;letter-spacing:.06em;}
  .person p{margin:0 0 10px;color:var(--mist);font-size:.92rem;}
  .person p:last-child{margin-bottom:0;}

  .cta-card{
    max-width:1120px;margin:0 auto;background:#fff;border:1px solid var(--line);
    border-radius:28px;box-shadow:var(--shadow);
    display:grid;grid-template-columns:1.1fr .9fr;overflow:hidden;
  }
  @media(max-width:820px){.cta-card{grid-template-columns:1fr;}}
  .cta-left{padding:56px 52px;}
  @media(max-width:820px){.cta-left{padding:40px 32px;}}
  .contact-list{list-style:none;margin:30px 0 0;padding:0;display:flex;flex-direction:column;gap:14px;font-size:.95rem;}
  .contact-list li{display:flex;gap:12px;align-items:baseline;}
  .contact-list b{min-width:64px;color:var(--mist);font-weight:600;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;flex-shrink:0;}
  .contact-list a{color:var(--teal);font-weight:550;}
  .cta-right{background:var(--soft);padding:56px 52px;border-left:1px solid var(--line);}
  @media(max-width:820px){.cta-right{padding:40px 32px;border-left:none;border-top:1px solid var(--line);}}
  form{display:flex;flex-direction:column;gap:14px;}
  label{font-size:.8rem;font-weight:650;color:#41586a;}
  input,textarea{
    border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;
    font:inherit;font-size:.93rem;background:#fff;color:var(--ink);width:100%;margin-top:6px;
  }
  input:focus,textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(46,95,168,.15);}
  form .pill-gold{border:none;cursor:pointer;align-self:flex-start;margin-top:6px;font:inherit;font-weight:650;}

  /* subpage layout */
  .sub-hero{
    position:relative;overflow:hidden;background:var(--navy);color:#fff;padding:76px 0 64px;
  }
  .sub-hero .glow2{
    position:absolute;inset:0;pointer-events:none;
    background:radial-gradient(ellipse 700px 400px at 85% -20%, rgba(96,150,214,.22), transparent 60%);
  }
  .sub-hero .wrap{position:relative;}
  .sub-hero .eyebrow{color:var(--gold);}
  .sub-hero h1{
    font-size:clamp(2rem,4.2vw,3rem);line-height:1.08;letter-spacing:-.028em;
    font-weight:800;margin:0 0 16px;max-width:22ch;text-wrap:balance;
  }
  .sub-hero p{max-width:60ch;color:#b9c9d6;font-size:1.05rem;margin:0;}
  .crumb{display:inline-block;margin-bottom:22px;color:#9fb4c4;font-size:.85rem;text-decoration:none;}
  .crumb:hover{color:#fff;}

  .check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 26px;margin:0;padding:0;list-style:none;}
  @media(max-width:680px){.check-grid{grid-template-columns:1fr;}}
  .check-grid li{
    display:flex;gap:12px;align-items:flex-start;font-size:.96rem;
    background:#fff;border:1px solid var(--line);border-radius:14px;padding:15px 18px;
  }
  .check-grid .tk{color:var(--gold-deep);font-weight:800;flex-shrink:0;}
  .two-col{display:grid;grid-template-columns:1fr 1fr;gap:44px;}
  @media(max-width:820px){.two-col{grid-template-columns:1fr;}}
  .panel{
    background:#fff;border:1px solid var(--line);border-radius:var(--r);
    box-shadow:var(--shadow);padding:36px;
  }
  .panel h3{margin:0 0 8px;font-size:1.2rem;letter-spacing:-.015em;}
  .panel p{color:var(--mist);font-size:.95rem;margin:0 0 18px;}
  .panel p:last-child{margin-bottom:0;}
  .tag-list{display:flex;flex-wrap:wrap;gap:9px;margin:0;padding:0;list-style:none;}
  .tag-list li{
    background:var(--soft);border:1px solid var(--line);border-radius:999px;
    padding:7px 15px;font-size:.85rem;font-weight:550;color:#33505f;
  }
  .steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:step;}
  @media(max-width:820px){.steps{grid-template-columns:repeat(2,1fr);}}
  @media(max-width:560px){.steps{grid-template-columns:1fr;}}
  .steps li{
    background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;counter-increment:step;
  }
  .steps li::before{
    content:counter(step);
    display:flex;align-items:center;justify-content:center;
    width:32px;height:32px;border-radius:50%;margin-bottom:12px;
    background:var(--navy);color:var(--gold);font-weight:700;font-size:.9rem;
  }
  .steps b{display:block;margin-bottom:4px;font-size:.98rem;}
  .steps span{color:var(--mist);font-size:.88rem;}
  .sub-cta{
    background:var(--navy);color:#fff;border-radius:28px;max-width:1120px;margin:0 auto;
    padding:56px 48px;text-align:center;
  }
  .sub-cta h2{color:#fff;}
  .sub-cta p{color:#9fb4c4;max-width:52ch;margin:0 auto 30px;}
  .sub-cta .pill-ghost{color:#fff;border-color:rgba(255,255,255,.4);background:transparent;}
  .sub-cta .pill-ghost:hover{border-color:#fff;}
  .cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}

  /* legal pages */
  .legal{max-width:760px;margin:0 auto;padding:0 28px;}
  .legal-meta{color:var(--mist);font-size:.9rem;margin:0 0 40px;}
  .legal h2{font-size:1.25rem;margin:44px 0 12px;}
  .legal p, .legal li{font-size:.97rem;color:#2c4354;}
  .legal ul, .legal ol{padding-left:22px;}
  .legal li{margin-bottom:8px;}
  .legal a{color:var(--teal);}
  .note{
    background:#fdf6e3;border:1px solid #ecd9a0;border-radius:12px;
    padding:14px 18px;font-size:.88rem;color:#6b5416;margin:0 0 34px;
  }
  .kh-tag{display:inline-block;align-self:flex-start;background:var(--soft);border:1px solid var(--line);border-radius:999px;padding:4px 12px;font-size:.75rem;font-weight:650;color:var(--teal);}
  .takeaways{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:20px 26px;margin:0 0 30px;}
  .takeaways b{display:block;margin-bottom:8px;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-deep);}
  .takeaways ul{margin:0;}
  .kh-table{border-collapse:collapse;width:100%;margin:16px 0;font-size:.93rem;}
  .kh-table th,.kh-table td{border:1px solid var(--line);padding:10px 14px;text-align:left;}
  .kh-table th{background:var(--soft);font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:var(--mist);}
  .kh-cta{margin-top:30px;padding:24px 26px;background:var(--navy);border-radius:14px;color:#c9d6e0;font-size:.95rem;}
  .kh-cta a{color:var(--gold);font-weight:650;}

  footer.site{color:var(--mist);font-size:.85rem;margin-top:88px;border-top:1px solid var(--line);background:#fff;}
  .foot-inner{
    max-width:1120px;margin:0 auto;padding:36px 28px;
    display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;align-items:flex-start;
  }
  .foot-col{display:flex;flex-direction:column;gap:8px;}
  .foot-col b{color:var(--ink);font-size:.88rem;}
  footer.site a{color:#41586a;text-decoration:none;}
  footer.site a:hover{color:var(--ink);}
  .foot-legal{max-width:1120px;margin:0 auto;padding:0 28px 26px;color:#8ba1b1;font-size:.8rem;}

  @media (prefers-reduced-motion:no-preference){
    .page.active .hero-inner > *, .page.active .sub-hero .wrap > *{animation:rise .6s cubic-bezier(.2,.7,.3,1) both;}
    .page.active .hero-inner > *:nth-child(2),.page.active .sub-hero .wrap > *:nth-child(2){animation-delay:.07s;}
    .page.active .hero-inner > *:nth-child(3),.page.active .sub-hero .wrap > *:nth-child(3){animation-delay:.14s;}
    .page.active .hero-inner > *:nth-child(4),.page.active .sub-hero .wrap > *:nth-child(4){animation-delay:.21s;}
    .page.active .hero-inner > *:nth-child(5){animation-delay:.3s;}
    @keyframes rise{from{opacity:0;transform:translateY(16px);}to{opacity:1;transform:none;}}
  }

/* v12 refinements: team credentials restyle + richer hero fallback */
.profile,.p-id,.cred-label,.person h3{text-align:left;}
.creds{list-style:none;margin:0;padding:0;text-align:left;}
.creds li{display:block;padding:9px 2px;border-bottom:1px solid var(--soft);font-size:.94rem;color:#2c4354;line-height:1.6;}
.creds li:last-child{border-bottom:none;}
.p-intro{font-size:.95rem;line-height:1.8;color:#44597a;}
.hero{background:linear-gradient(155deg,#0f2450 0%,#1d4390 55%,#14306a 100%);}

/* v12b: profile cards (rules missing from build) */
.team-grid{grid-template-columns:1fr;max-width:920px;margin:0 auto;}
.profile{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:34px;display:grid;grid-template-columns:250px 1fr;gap:32px;align-items:start;}
@media(max-width:720px){.profile{grid-template-columns:1fr;}}
.p-id .avatar-photo{width:104px;height:104px;border-radius:50%;object-fit:cover;border:3px solid #fff;box-shadow:0 0 0 2px var(--gold);margin-bottom:14px;}
.p-id h3{margin:0 0 3px;font-size:1.15rem;letter-spacing:-.01em;}
.cred-label{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);font-weight:700;margin:0 0 10px;}

/* v13: hero text legibility over bright video */
.hero-overlay{background:linear-gradient(180deg,rgba(16,36,86,.68) 0%,rgba(16,36,86,.46) 55%,rgba(16,36,86,.74) 100%);}
.hero h1{text-shadow:0 2px 26px rgba(6,16,44,.65),0 1px 4px rgba(6,16,44,.45);}
.hero .lede{color:#e4ecf6;text-shadow:0 1px 14px rgba(6,16,44,.6);}
.hero .chip{box-shadow:0 4px 18px rgba(6,16,44,.35);}